A financial planner who doesn't budget? Sounds crazy, right? After years of complex Excel spreadsheets tracking every penny, I discovered something that changed everything about how I manage money. Most people burn out on traditional budgeting after a few months, but there's a much simpler system that actually works long-term. In this episode, I'll share the 4-step approach that lets you hit your financial goals without obsessing over categories or percentages. It's time to stop micromanaging your money and start enjoying it.