Insight With Ayo

Why Is Bad Credit So Common in Our Community? Featuring Finance Coach Joshua

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In this episode of Insight with AYO, I welcome Joshua, a finance coach with expertise in taxes, credit, and business. We explore the critical issue of why bad credit is so prevalent in our community and offer valuable insights on how to improve it.


Key Discussion Points:


  • The role of financial education in credit management.
  • Common mistakes leading to bad credit.
  • The consequences of poor credit on housing and loans.
  • Strategies to build and repair your credit score.
  • Leveraging credit cards and understanding reward points.
  • The significance of open conversations about money within families.
  • Joshua's personal experience with life insurance and its importance.


    • Connect with Joshua: Instagram: @FinancebyKilolu

    Tune in to gain practical advice and start your journey towards better financial health.


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    Insight With AyoBy Insightwithayo