Think Roth conversions are simple? Think again. In this episode of Retire ATL, Aaron Vincent and Matt Decker break down the real impact of Roth strategies, IRMAA brackets, and tax timing on your retirement. They share cautionary tales, explain why spending Roth dollars too early can backfire, and explore how cash value life insurance can offer tax-free growth. If you're nearing retirement or stuck in the “just one more year” mindset, this episode is your wake-up call to plan smarter—not harder.

For more information visit www.retireatlradio.com!

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.