Transcription: mood has a lot to do with what's happening in the world of finance. And it's on a spectrum and emotional spectrum, this mood spectrum where you have that, and that's a part of the business cycle. But you also have fear as another expression of our humanity and a part of the business cycle. And when that mood is in place, then all of a sudden, people are much more restrictive and the dollars they're willing to spend the dollars, they're willing to invest, etc, etc. So as professional investors, we want to know what the mood is, we want to know why it's being influenced in such a way where at the end of basically 11 years of growth, the longest stretch of growth we've ever had in US financial market history without a significant or major correction. So we've done very well in the financial markets. Will that continue? Now this backdrop issue of mood and perhaps a shift towards global recession? Maybe that's the defining factor for late 2020

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