Every time the Fed cuts rates, the same question pops up: “Mortgage rates are next, right?” Not so fast. A lot of buyers assume cheaper home loans are right around the corner, only to feel frustrated when rates don’t move. In this video, I break down the three real factors that drive mortgage rates, including the bond market and future inflation expectations. If you’re planning to buy or refinance, this will help you avoid making the wrong move based on headlines. Check out my latest video before you lock anything in.