Most families never clearly talk about care-giving until someone is already overwhelmed. In this episode of Plan for This, Marguerite and Ron open with a short comedic clip from Joe DeVito to highlight a serious truth: many parents assume their children will “just take care of things,” while adult children assume they will figure it out later.

From there, the conversation deepens into the real cost of silence. Marguerite explains how care-giving often begins gradually, how capacity loss quietly triggers legal and financial authority, and why relying on family alone can create burnout, resentment, and unintended tax and planning consequences. Ron adds perspective on how guilt replaces clarity when expectations are never discussed.

This episode is a compassionate but direct reminder that care-giving is not a moral obligation, it is a logistical reality that requires honest conversations and proactive planning to protect everyone involved.

Welcome to the *Plan for This Podcast* your trusted source for estate planning, wills, trusts, care-giving, and financial preparedness.

Hosted by Marguerite Lorenz and Ron Greenwald, we simplify complex topics into clear, actionable steps that help you protect what matters most.

📌 In this episode:

00:00 – Opening clip and the humor behind care-giving assumptions

01:18 – Why families avoid care-giving conversations

02:45 – “My kids will take care of me” and other unspoken beliefs

04:10 – How care-giving quietly begins

05:40 – When help turns into responsibility

07:05 – Caregiver burnout and emotional toll

08:35 – Capacity loss and legal authority triggers

10:05 – Fiduciary roles and financial consequences

11:40 – Tax and income implications of care-giving

13:05 – Why relying only on family creates risk

14:40 – How silence becomes guilt

16:10 – Turning obligation into clarity

17:45 – What families should discuss now

19:05 – Key takeaways

20:10 – Standard PlanFan CTA

✨ What You’ll Learn on This Channel:

- Estate planning basics (wills, trusts, probate, and more)

- Executor and trustee responsibilities explained

- Family care-giving, financial preparedness, and legacy planning

- Real stories, expert insights, and practical tools

👉 Subscribe for weekly episodes: @PlanForthis

👉 Join our PlanFan community: https://planforthis.com/

Because when life asks, *“Did you plan for this?”*—you’ll be ready.

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