Some people struggling to pay down past debt might consider personal bankruptcy as a last resort after all other options have been exhausted. Host J.R. Whalen is joined by Natalia Brown of National Debt Relief and the American Fair Credit Council to discuss how the process works and the major risks it poses to your credit profile.





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Why Personal Bankruptcy Is a Last Resort to Getting Rid of Debt

Your Money Briefing is your personal-finance and career checklist, with the news that affects your money and what you do with it. From spending and saving to investing and taxes, the Wall Street Journal’s finance reporters and experts break down complicated money questions every weekday to help you make better decisions about managing your money. Hosted by J.R. Whalen.

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The Federal Trade Commission has banned employers from using noncompete agreements to prevent workers from joining rival firms. WSJ reporter Lindsay Ellis joins host Ariana Aspuru to discuss when the rule will take effect and how it could reshape the job market. 



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FTC’s Ban on Noncompetes: What It Means for Workers

Travelers need to budget for yet another rising cost – baggage fees. The way some airlines charge for bags has become more complicated and expensive. WSJ reporter Alison Sider joins host Ariana Aspuru to discuss. 



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Traveling Is Getting More Expensive. So Are Your Bags.

Airlines are charging more for preferred seating on the plane, even the mediocre spots. So is it worth it to choose your own seat? WSJ travel columnist joins host Ariana Aspuru to discuss. 



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Even Some Middle Seats on Your Flight Now Come at a Cost

After ticking lower over much of the past six months, mortgage rates are back to averaging above 7%. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the impact on sellers as well as housing inventory.



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Homeowners Want to Sell, but Not With Mortgage Rates Back Above 7%

Artificial intelligence programs like ChatGPT, can streamline work by performing tasks such as writing emails and preparing presentations. Wall Street Journal reporter Cordilia James joins host J.R. Whalen to discuss what you should know to avoid getting into trouble at work. 



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Why Personal Bankruptcy Is a Last Resort to Getting Rid of Debt

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