This episode on YouTube: https://youtu.be/aNNl7zB8R2A

☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com

🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation

Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell - https://hoxtonpm.com/think-ahead-book/

Should you de-risk your portfolio—or is that actually riskier?

CFP Professionals Archie Hoxton and Rob Hoxton tackle a question many investors ask during uncertain markets: should I pull back or get out altogether?

They explain why moving entirely to cash can create new risks, such as inflation risk, longevity risk, and missed opportunity, and why emotional decision-making often hurts long-term results. They also discuss why market volatility feels so uncomfortable, and how strategies like bucket planning can help provide structure and confidence.

The episode also features their free Investment Alignment Worksheet, created to help you align your investment strategy with your long-term retirement goals - find it here: https://hoxtonpm.com/worksheets/investment-alignment-worksheet/

Have questions about de-risking, retirement, or navigating volatile markets? Drop them in the comments. We'd love to hear from you!

Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

Visit: http://www.thelastpaycheck.com

Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.