Buying your first home doesn’t fall apart because of rates. It falls apart because of missed details, bad timing, and not being upfront with your lender. In this episode, mortgage expert Nathan Werdowatz breaks down pre-approvals vs pre-quals, credit myths, budgeting the right way, and why deals collapse days before closing. If you’re a first-time buyer or haven’t purchased in years, this conversation will save you stress, money, and last-minute chaos. Watch before you talk to an agent or run another Zillow calculator.#FirstTimeHomeBuyer #MortgageAdvice #realestatepodcast 📌 Connect with Nathan WerdowatzInstagram: @werdowatz.homeloansWebsite: https://cfmtg.com/nwerdowatz/📌 Connect with Daniel:Phone: (619) 733-9038 | Email: [email protected]: @define.realestateWebsite: www.definerealestate.comTimestamps:0:00 - Intro2:14 - Preapproval vs Prequalification6:42 - Lending Horror Story10:53 - What's A Trigger Lead?12:10 - Does Credit Score Matter?16:15 - What About Interest Rates?20:31 - Setting Realistic Budgets24:05 - Important Piece Of Advice28:45 - Don't Make This Mistake When Borrowing32:25 - Little Known Equity Trick38:40 - OutroDaniel Fefferman | Define Real EstateDRE #02026109