When record‑high markets collide with rising uncertainty, retirees are asking one urgent question: “How much risk am I really taking?” On this episode, Kevin Madden breaks down why today’s sunny market streak has many investors uneasy — and how understanding risk tolerance, income planning, and the right mix of retirement tools can help protect your lifestyle. From the pitfalls of reverse dollar‑cost averaging to the power of guaranteed income strategies like annuities, Kevin unpacks what it takes to build a customized roadmap that supports your needs, goals, and long‑term confidence in retirement.

Get Your Complimentary Retirement Roadmap

Your roadmap will include:

• A retirement income strategy
• A test to see how long your money will last
• A tax-planning strategy

See omnystudio.com/listener for privacy information.