Feeling overwhelmed by conflicting retirement advice? In this episode of ARI Study Hall, Matt Decker from Vincent Financial Group breaks down why so many adults feel lost when planning for retirement—and how real education, not sales pitches, can change that. From Social Security timing to tax strategies and income planning, Matt shares the foundational knowledge most of us never got in school. Whether you're just starting or reevaluating your plan, this conversation offers clarity and confidence for your financial future.

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