In this episode of Deeds In The Desert, Carrie Cook (President of Ignite Funding) sits down with Registered Investment Advisor Lance Howard and he shares how he blends Trust Deed investing, indexed annuities, and long-term income planning to help retirees navigate market volatility and create predictable retirement income. This conversation covers retirement risk management, 401(k) rollover planning, collateralized real estate loans, and how First Trust Deeds can support a balanced income strategy.

Lance explains why he personally invests in Ignite Funding loans before introducing them to clients, how collateral reduces downside exposure compared to traditional market investments, and why diversification across asset classes, borrowers, and locations matters for long-term capital preservation.

Note: All investments carry risk, including loss of principal. Trust Deed investing is not guaranteed, and past performance does not ensure future results. Investors should review offering documents, consult professionals, and evaluate suitability before investing.

Ready to diversify your portfolio? Open an account with Ignite Funding today: IgniteFunding.com

Schedule a free investor consultation: (702) 761-0000 to schedule a free investor consultation.

Learn more about Lance Howard and Howard Financial:
Website: LanceHowardFinancial.com
Phone: (661) 322.5192
Email: [email protected]

00:00 – Real Estate Income Investing: Welcome to Deeds in the Desert
00:43 – Financial Advisor Career Story: How Lance Started His Career
05:55 – Retirement Risk Management: How Advisors Guide Clients Through Volatility
10:17 – Indexed Annuities Explained: Protecting Retirement Income
14:10 – 401(k) Rollover Planning: What Happens When Retirees Seek Help
19:36 – Alternative Investments for Retirees: Why RIAs Choose Ignite Funding
23:25 – Passive Income Strategy: How to Give Every Dollar a “Job”
26:24 – Trust Deed Investing Explained: How Ignite Funding Protects Investors
34:12 – 10% Fixed Income Investing: Managing Client Preferences & Diversification
46:20 – Real Estate Default Solutions: How Advisors Explain Risk & Recovery

Don’t forget to Like, Comment, and Subscribe so you never miss an episode of Deeds In The Desert!

#IgniteFunding #DeedsInTheDesert #HowardFinancial #PassiveIncome #RealEstateInvesting #TrustDeeds #FinancialAdvisor #RetirementIncome #AlternativeInvestments #FixedIncome #RIA

Disclaimer: Ignite Funding, LLC | 6700 Via Austi Parkway, Suite 300, Las Vegas, NV 89119 | P 702.739.9053 | M 702.919.4281 | F 702.922.6700 | NVMBL #311 | AZ CMB-0932150 | Money invested through a mortgage broker is not guaranteed to earn any interest and is not insured. Prior to investing, investors must be provided applicable disclosure documents.