Debt isn’t the enemy. Ignorance about loans is.

💡 The Rich Person’s Rule: Borrow only when ROI > Loan Interest.

• Good Debt → assets, real estate, business growth.
• Bad Debt → gadgets, credit cards, lifestyle creep.

📊 Over 60% of billionaires use leverage as their silent weapon for growth. ❌ The poor borrow to flex. ✅ The rich borrow to multiply.

Debt isn’t the enemy—it’s how you use it.

📌 Billionaires borrow smart: • Elon Musk took $60M in property loans while staying liquid • Mukesh Ambani raised $2.9B in loans without selling assets

📌 Traditional Indian play Tatas, Birlas, DLF… built wealth by borrowing against property to fuel expansion.

💡 The smart rule: Borrow to build assets (ROI > interest), not to fund liabilities.

👇 Comment SMART DEBT if you’re choosing leverage for growth, not liabilities.

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