Most real estate investors need some capital before starting a project.  For this people usually go to local banks or private financers to seek  loans to fund their projects. But banks have been heavily regulated  regarding mortgage lending practices, especially on investment  properties. Hard money lenders can help in this situation. They offer  short-term financing in less time than more traditional loans. Working  with hard money lenders has several advantages, even though the word  “hard money” sometimes carries a bad reputation. Hard money lenders can  provide some appealing advantages that conventional banks cannot. It is a  good tool to have access to no matter whether you are a dedicated home  flipper or a landlord building a portfolio of rental properties.