What if early retirement isn’t the dream you thought it would be? In this episode, Brooks Bernhagen explores the hidden challenges of retiring ahead of schedule, from unexpected tax hits to healthcare gaps. Plus, we unpack the year-round power of tax loss harvesting, why your “magic number” might be misleading, and how annuities could help you avoid running out of income. Whether you're planning, pivoting, or already retired, this episode is packed with insights to help you stay flexible and prepared for whatever life throws your way.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

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