Being smart doesn’t always mean we make smart financial decisions. In this episode, Chad explores why intelligence and financial wisdom don’t always go hand in hand and how human behavior, emotions, and habits can influence the choices we make with our money.

Through real client stories, Chad shares some of the common financial mistakes he has seen, including procrastinating because of perfectionism, reacting to market news, and making investment decisions based on speculation rather than a long-term strategy.

This conversation offers a deeper look at the psychology behind financial decisions and provides practical insight for anyone looking to make more thoughtful choices with their money.