“Nobody Taught Us How Money Actually Works”

Growing up Filipino-British, we realised something interesting.

British culture often avoids talking about money completely. Filipino culture talks about supporting family financially all the time. But somehow, both can still leave people feeling financially stuck.

In this episode, we unpack the money beliefs we inherited growing up between two cultures, from financial guilt and family pressure to debt culture, investing, and why so many adults feel behind with money despite working hard.

We also talk about:

• Why Brits find money conversations awkward

• Filipino family expectations and “utang na loob”

• Supporting family without sacrificing your own future

• Why silence around money is expensive

• Debt culture vs long-term wealth building

• How to start having healthier money conversations

If you’ve ever felt guilty for wanting more, awkward talking about money, or unsure what “good” actually looks like financially, this episode will probably hit home.

Chapters

00:00 Intro & growing up Filipino-British

02:00 Why both cultures struggle with money conversations

05:00 Family expectations, guilt & financial pressure

09:00 Debt culture vs wealth building

13:00 How to start having better money conversations

17:00 Final thoughts on wealth, culture & identity

Keywords

Filipino money culture, British money mindset, financial literacy UK, Filipino British podcast, wealth building podcast, property investing UK, money conversations, family financial pressure, investing for beginners, long term wealth building, financial freedom, Honest Property Sisters, money mindset, aligned wealth, UK property podcast

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