The Retirement Message

Why Stress‑Testing Your Retirement Plan Matters


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Market volatility doesn’t have to derail a retirement plan—but panic decisions can. In this episode, Annetta Carter explains why stress‑testing your retirement before trouble hits is one of the most important steps retirees can take. The discussion covers staying disciplined during market swings, identifying non‑negotiables like income and healthcare protection, and building plans that account for inflation, longevity, and unexpected life events. Annetta also walks through how guaranteed income strategies and thoughtful stress testing can help retirees respond to challenges with clarity instead of emotion.

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The Retirement MessageBy Annetta Carter