What if the simplest approach to retirement is actually the strongest? In this episode, Ryan Moore breaks down why “boring is better” when it comes to financial planning. Through real stories—from market mistakes and hidden portfolio fees to inflation pressures and runaway spending—Ryan shows how small decisions can make or break long‑term stability. He also introduces his new financial‑education website, designed to help adults understand taxes, income buckets, risk exposure, and their true retirement trajectory. Straightforward, practical, and refreshingly honest, this episode helps listeners simplify their plan.

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