Merck spent six and a half years fighting over a $1.4 billion insurance claim after the NotPetya cyberattack, and walked away with a settlement, not an answer. The question that mattered most never got resolved.

This episode, Darnley breaks down why cyber insurance feels like the obvious safety net, why the Merck case proves it isn't one you can fully rely on, and what actually determines whether your business survives a serious incident...with or without a payout. This isn't an anti-insurance episode. It's an honesty episode.

Pull up a chair, pour your preferred cup, and let's talk about what your policy will and won't do for you.

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