Do you really need life insurance? What factors impact your life insurance decisions?

00:00 - Intro

00:38 - Introducing Ben Krapu - Financial Advisor for Knights of Columbus

00:59 - Most Important Insurance Policies

02:20 - Is Life Insurance Essential For Everyone?

03:12 - Term vs Permanent Life Insurance

04:13 - Shopping Around - What to Look For?

07:26 - The Claim Process

10:36 - Is to Get Too Much Life Insurance Possible?

16:14 - Personal Life Insurance Philosophies

19:34 - Blanket Advice from the Internet

23:44 - Different Term Life Insurance Strategies

25:40 - Protecting Your Insurability

30:59 - Get Motivated to for Life Insurance

34:06 - Consequences

36:38 - Learn More About Ben and the Knights of Columbus

In Episode 66 of the HopeFilled Financial Podcast, Jay interviews Ben Krapu, a financial advisor with the Knights of Columbus. Together, they discuss the need for life insurance and what you might need to know. Life insurance is a challenging topic to think about, but it can be an essential building block to your financial well-being. There are many types of life insurance products out there, and it is important for you to understand what will serve you best in your exact situation. This interview is a great introduction to the topic. What did you learn from today's episode?

Links:

More About the Knights of Columbus: https://www.kofc.org/en/what-we-do/insurance/index.html

More About Ben: https://info.kofcassetadvisors.org/Meet-Ben-Krapu.html

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Music: "Take Me Higher" by Jahzzar

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