There’s a quiet crisis unfolding in America — and it’s hitting our youngest generations hardest.

In this episode, Bruce Rutherford breaks down why so many Americans can no longer afford to buy a home — and what common sense policies could restore the dream of homeownership. From runaway inflation to broken tax policy and sky-high interest rates, Bruce explains the real economic forces at play and how we can fix them.

Learn how inflation, government spending, and outdated mortgage practices are locking millions out of wealth-building — and what practical steps can make homeownership achievable again for the middle class.

💡 In this episode:

Why 77% of Americans can’t afford a median-priced home

How Congress and the Fed helped create the crisis

The “Common Sense Taxation” plan that could help families save

How to make 90% mortgages safer and more accessible

What local governments can do right now to reduce housing costs

📊 Join the conversation: Tell us how this housing crisis has affected you or your family in the comments.

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