The journey to get the rich people of this world to your bank is a stupid one.

Warren Buffett won't be walking into your bank to park his billions. If he does though, will he like being made to sit on the phone talking to a total stranger across the country, while the banker in front of him can't give any advice whatsoever?

Will he like being told what to do with his money when millions of other people have been telling him what to do with it as well?

Will he listen to a banker that gets compensated less than the valet parking attendant who parked Warren's minivan?

I don't think so...

We delve deep into the ridiculous investment referral process at big banks.