In this episode, James discusses one of the most ballyhooed credit cards in the industry, Chase's Southwest Airlines Card and how Chase decided to clone the card... And then clone it again!

Learn about the crazy cost of annual fees and how much you have to spend to offset them... And how little you'll actually net from spending tons of money on the card.

Plus we talk about the band Plain White T's as well. Weird, right? You'll hear why in this fun podcast.