It happens to more people than you think - a mindless swipe of the credit card, an overdraft, a late fee and a missed car payment.  If this is you - you are in luck and not alone - this episode is all about the basics of money management.  We’re talking about emergency funds, sinking funds, accountability, why your budget might not be working for you and more.  Make sure to stick around to the end to get a freebie from us - to get you started - Let’s go -