In this insightful exploration, we'll dissect the reasons behind the zero growth of your pension, despite the market's impressive performance. We'll challenge the conventional 'buy and hold' wisdom and explore more dynamic strategies that could potentially yield better returns. With examples from 2022 and 2023, and insights drawn from my extensive experience and published works, we aim to provide you with a clearer understanding of the fund management industry's shortcomings.

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Risk warning: None of this is individual advice and all investing is risky

This is part of my ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.campaignforamillion.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to teach a million people to be better investors and make an extra million in their pensions as a result across their lifetimes.

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Alpesh Patel OBE