California’s homeowners insurance market, backed by privae capital, is still in retreat. The publicly-backed FAIR Plan is financial buckling. And somewhere in the gap between what the cat models capture and what's actually happening on the ground at the property level, there's a mispricing problem that nobody has fully solved yet.

In this episode of The Risky Science Podcast that wraps up my series of conversations from ClimateTech Connect in Washington this past April, I talk with Brian Bastian, Head of Product at Green Shield Risk Solutions — the analytics and MGA operation that's betting mitigation-first underwriting is the answer the admitted market can't quite get to yet. 

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