In the latest episode of the Money Marketing podcast, Altus's Ben Coks, the Pension PlayPen's Henry Tapper and pensions reporter Sam Brodbeck discuss pot-follows-member.

Former pensions minister Steve Webb favoured the model as a way to stop the build up of millions of forgotten pension pots created by auto-enrolment.

However, there were - and remain - critics of the system, which automatically moves savings of £10,000 or less to a member's new job.

The new Government is yet to reveal whether it is sticking with Webb's plan - due to be rolled out in October 2016 on an opt-in basis.

And the pensions freedoms has brought the issue into even sharper focus. Pension transfers have come under the spotlight as savers struggle to access their pots, with the Treasury launching a consultation on possible barriers to the freedoms.