The global financial system is on the verge of a major transformation. While domestic payments in many countries have become fast, seamless, and available around the clock, cross-border transactions remain slow, fragmented, and dependent on outdated infrastructure. 

In this episode of ATP, Naveen Mallela, Global Co-Head of Kinexys at JPMorgan Chase, explored what “Finance Without Borders” could look like in a world that increasingly demands instant, global, and seamless value exchange.

Some of the topics Naveen covered in detail include:

• In a world where commerce never sleeps, “Always-On” money needs to be the new standard for an "Always-On" economy.
• The sovereignty of money isn't just a political issue—it’s a core technical and infrastructural constraint that slows innovation across borders.
• Shared ledger infrastructure promises atomic, instant transactions that reduce or eliminate the need for reconciliation and interbank messaging.
• Tokenization unlocks trapped value, making assets and capital more productive and responsive.
• Stablecoins are mobile money for the Digital Age