Negative interest rates once seemed unthinkable—until they became reality in parts of Europe and Japan. But with inflation back in the headlines and central banks tightening policy, could negative rates return in the future? In this episode, we explore the economic forces behind negative interest rates, why central banks use them, and what they mean for savers, borrowers, and investors. Is it a policy tool of the past, or could it come back when the next downturn hits? Let’s break it down.