Debt Collection Self-Defense

Winning Counter Affidavit Guide (Step by Step)


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A debt lawsuit doesn’t have to mean defeat.
One of the most powerful tools you can use is the counter affidavit — your written response that challenges the debt collector’s claims.

In this video, attorney Brian Parker breaks down 5 key tips for building a winning counter affidavit. You’ll learn how to:
✅ Review pleadings and spot weak points
✅ Respond line by line with confidence
✅ Use proof to push the burden back on the collector
✅ Avoid default judgments with the right strategy
✅ Leverage ParkerGPT to draft with precision and power

Take control of your case, assert your rights, and stop debt buyers from winning by default.

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00:00 Intro & Counter Affidavit Overview
01:00 Review Lawsuit Pleadings & Allegations
02:00 Check Assignments & Chain of Title
03:00 Make the Affidavit Personal & Specific
04:00 Burden of Proof & Always Be Closing
05:00 Use Their Documents Against Them
06:00 Understand Account Stated Statutes
07:00 Knock Out Key Elements to Win
08:00 Attach Exhibits & Show Proof
09:00 Sign, Date & Notarize When Needed
10:00 Serve Your Counter Affidavit With Answer
11:00 Keep It As Exhibit A Throughout Case
12:00 Wrap-Up & Final Advice


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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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Debt Collection Self-DefenseBy Brian