Before proceeding, let us preface that we are not financial advisors and are not financially giving advice. We are instead sharing public information with hopes of encouraging.

Do you ever wonder why some people can afford the things they want and reach their goals while others struggle to get by?

Those who are financially free who share the key of having a high income and low and manageable debt

One of the main reasons is the Debt to Income ratio.

Earning more money and avoiding unnecessary consumer debt are two critical steps to building a solid financial foundation. We know that Debt is when you borrow money and have to pay it back, usually with interest.

We are not advising you to sacrifice your health or deep personal connection for money. Instead, we are encouraging you to devise a  system that will disallow depending on Debt or the temptation of seeking to borrow. Moreover, develop a find a need or problem to solve for an individual, which, as a result, will generate additional income through whichever service you choose to provide. Please don’t underestimate the power of a great idea.

When you have a lot of Debt, saving money and achieving your goals can be tricky. But with more income than Debt, you will be able to afford the things you want and make progress toward your goals.

Mindset Quote:

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind." - T.T. Munger.

Stay Focus!

YOU ARE A MIRACLE! LIVE LIFE ON PURPOSE