Avoid debt as you can and stay be sane to manage money wisely during pandemic. Considering a deep look at the balance and current stream of money as we face unclear-ending situation. Other than that, one thing to re-think again on how we value College Fund for our future kids and get rid of trap under "sandwich generation" mindset. Also, talking about future consideration before opening a bussiness and/or a clinic for dentist and fellow professionals. Enjoy! Furthur question DM IG @chachaghassani or send me emails to [email protected]