Troy Talks

Women and Financial Protections: Advice for Moms and Caregivers w/Margaret Loperena


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Go grab your Bluetooth headset or headphones and listen to another powerful Troy Talks Podcast interview episode #59 Women and Financial Protections: Advice for Moms and Caregivers w/Margaret Loperena


On this episode of Troy Talks, you will hear about the importance of inheritance planning for special needs children and the creation of an emergency fund.

We are joined by Margaret Laparena, a licensed independent insurance professional, who will discuss how protection and proper planning are vital to financial security. Margaret will offer a free book that provides education and knowledge on building wealth and generating cash flow. The episode will also feature tips from Margaret on working with special needs provisions and the importance of self-education and mentorship. Tune in to hear about how planning and preparation can make all the difference in securing a positive financial future.


Margaret Laparena is a licensed independent insurance professional with over 30 years of experience in the financial service industry. She has worked as an admission coordinator for a private health facility for six years. She is currently working with Virtual Financial Group, providing financial literacy.


Topics covered:


  • The importance of discussing protection, especially for women who have children, is highlighted.
  • Creating an emergency fund is emphasized, advising to save more than just 3-6 months due to unforeseen circumstances like the COVID-19 pandemic. Margaret is offering a free book to listeners who reach out to her.
  • Having good mentors and constant education is advised to be taken seriously in the field.
  • When dealing with special needs provisions, it is important to work with financial professionals and lawyers.


  • Connect with Margaret here:

    Website: ⁠⁠⁠https://howmoneyworks.com/margaretloperena

    Linked: https://www.linkedin.com/in/m-h-loperena-8a77b5aa/



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