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Women & Money: How to Take Control of Your Finances and Secure Your Future w/ Saudi Rodgers
Women & Money — Taking Control of Your Financial Future
Coach Leah sits down with Saudi Rodgers, MBA, AFC®, a personal finance manager with 19+ years serving military members and families, to unpack how women—especially wives and moms—can build confidence with money, break the paycheck-to-paycheck cycle, and protect their households. They cover mindset shifts, practical budgeting, debt payoff strategies, credit building, smart (and safe) steps into investing, and why end-of-life planning is an act of love.
Key Takeaways
- Knowledge beats fear: Money gets easier when you decide to learn. Women often make excellent investors because they research and act with intention.
- Use the 70/20/10 guide: ~70% to living expenses, ≤20% to debt, ≥10% to savings/investing. If you can live on less than 70%, even better.
- Pay yourself first: Treat savings, emergency fund (aim 3–6 months), and retirement as non-negotiable line items. Give every dollar a job.
- Stop the overdraft spiral: Set a personal “zero” (e.g., $250–$1,000) you never go below to avoid fees and stress.
- Credit cards require discipline: Great for travel protection and rewards only if you pay in full monthly. Don’t float everyday expenses on credit.
- Kill debt with the snowball: List all debts, eliminate tiny balances first, then roll payments forward for quick wins and momentum.
- Build/repair credit smartly: Pull reports at annualcreditreport.com, pay on time, clear collections, and consider secured cards/loans to establish positive history.
- Budget, but keep it realistic: Track actual spending (subscriptions, eating out, “small leaks”). Use lists for grocery runs; consider pickup/delivery to stick to the plan.
- Invest safely, not blindly: Verify with SEC.gov/Investor.org; beware “friend tips” and urgency plays. Only invest what you can afford to lose after funding essentials.
- Plan for the unthinkable: Life insurance, a valid will, and clear instructions reduce chaos for your family—true financial self-care.
About the Guest — Saudi Rodgers, MBA, AFC®
Personal Finance Manager & Accredited Financial Counselor®
- 19+ years coaching military members and families in budgeting, debt reduction, credit building, and investing fundamentals
- Bachelor’s in Marketing & Spanish; MBA; AFC® certification
Connect with Saudi
- Email: [email protected]
- Facebook/Instagram: search “Saudi Rodgers”
View all episodes
By Coach Leah HugginsWomen & Money — Taking Control of Your Financial Future
Coach Leah sits down with Saudi Rodgers, MBA, AFC®, a personal finance manager with 19+ years serving military members and families, to unpack how women—especially wives and moms—can build confidence with money, break the paycheck-to-paycheck cycle, and protect their households. They cover mindset shifts, practical budgeting, debt payoff strategies, credit building, smart (and safe) steps into investing, and why end-of-life planning is an act of love.
Key Takeaways
- Knowledge beats fear: Money gets easier when you decide to learn. Women often make excellent investors because they research and act with intention.
- Use the 70/20/10 guide: ~70% to living expenses, ≤20% to debt, ≥10% to savings/investing. If you can live on less than 70%, even better.
- Pay yourself first: Treat savings, emergency fund (aim 3–6 months), and retirement as non-negotiable line items. Give every dollar a job.
- Stop the overdraft spiral: Set a personal “zero” (e.g., $250–$1,000) you never go below to avoid fees and stress.
- Credit cards require discipline: Great for travel protection and rewards only if you pay in full monthly. Don’t float everyday expenses on credit.
- Kill debt with the snowball: List all debts, eliminate tiny balances first, then roll payments forward for quick wins and momentum.
- Build/repair credit smartly: Pull reports at annualcreditreport.com, pay on time, clear collections, and consider secured cards/loans to establish positive history.
- Budget, but keep it realistic: Track actual spending (subscriptions, eating out, “small leaks”). Use lists for grocery runs; consider pickup/delivery to stick to the plan.
- Invest safely, not blindly: Verify with SEC.gov/Investor.org; beware “friend tips” and urgency plays. Only invest what you can afford to lose after funding essentials.
- Plan for the unthinkable: Life insurance, a valid will, and clear instructions reduce chaos for your family—true financial self-care.
About the Guest — Saudi Rodgers, MBA, AFC®
Personal Finance Manager & Accredited Financial Counselor®
- 19+ years coaching military members and families in budgeting, debt reduction, credit building, and investing fundamentals
- Bachelor’s in Marketing & Spanish; MBA; AFC® certification
Connect with Saudi
- Email: [email protected]
- Facebook/Instagram: search “Saudi Rodgers”