A quick reminder that federal quarterly estimated tax payments are due this Thursday—especially important if you’re investing in a brokerage account rather than a retirement account.

Required minimum distributions or "RMDs" are an annual tax requirement for people with certain retirement accounts, and they are so easy to miss.

This episode breaks down RMDs, including what they are and how to take them.

Check out Question 4 at: https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs

Reminder: The drop dead date for your 2024 federal income tax return is Wednesday, October 15, 2025. FBARs (on FinCEN Form 114) for 2024 are also due October 15, 2025.

For more information on disaster relief, check out:

https://www.irs.gov/newsroom/tax-relief-in-disaster-situations

https://www.fincen.gov/report-foreign-bank-and-financial-accounts

The “One Big Beautiful Bill Act” or “OBBBA” took effect on July 4, 2025. What’s in the legislation? And how can you be smart about your taxes in light of the new laws?

This episode breaks down the top five tax planning strategies plus a few bonus considerations.

We hear it all the time. “Put your money in an S&P 500 index fund.” Or, “put your money in a target date fund.” Set it and forget it.

This episode probes the academic origins of passive investing, and walks through pros, cons, and an alternative approach.

A listener writes: I have recently been gifted $220,000 and I want to wisely invest it! I obviously want the best of all worlds and would like the money to earn money AND be able to easily and safely without penalty withdraw funds when needed.

This episode walks through immediate action steps plus Roth IRAs and alternative accounts.

A listener asks: Should I keep a two-year emergency fund in the bank?

This episode explores both the energetics and practical details of emergency savings.

A listener writes: I’m almost 60 years old. I’m currently going through a divorce after almost 33 years of marriage. I haven’t worked outside the household for over 23 years. How do I know the divorce settlement is good, taking into account taxes, Medicare, retirement coming up, etc.?

This episode breaks down income and asset division plus tax and Medicare considerations.

https://www.ssa.gov/family/amount

https://institutedfa.com/find-a-cdfa/

Just a quick reminder!

Reminder: Tuesday, April 15, 2025 is the deadline to make your Roth IRA contributions for 2024. Now is also a great time to make your contributions for 2025.

https://medium.com/@dianawinterrichey

https://www.irs.gov/newsroom/tax-relief-in-disaster-situations