Introduction

Ever wondered how to invest in real estate while juggling a full-time job? In this episode, Eric talks with Saurabh Shah, co-founder of InstaLend, who shares his journey of flipping properties while working on Wall Street. By using his salary to fund real estate deals and collaborating with licensed contractors, Saurabh built a successful portfolio without quitting his job. His experiences ultimately led to the launch of InstaLend, a hard money lending business that offers no-doc loans. If you're looking to break into real estate while maintaining a busy career, this episode is packed with practical tips to get started!

Key Insights from the Episode

Flipping Homes While Working on Wall Street:

• Saurabh flipped properties with a partner while working in investment banking, using his W-2 income to invest and outsourcing tasks to contractors.

Flexible Financing Options Through InstaLend:

• InstaLend offers short-term loans for fix-and-flip projects and DSCR loans for rentals. Experienced investors can access significant financing options.

InstaLend’s No-Doc Loan Process:

• The lending process requires only property appraisals, making it quick and hassle-free for busy professionals.

Navigating Market Trends and Interest Rates:

• Current interest rates range from 11.5% to 12.5% for short-term loans. Saurabh anticipates a drop soon, creating new opportunities for investors.

Saurabh's Step-by-Step Process

• Finding Properties: Focus on distressed homes with flip potential and use pre-approvals from InstaLend for competitive offers.
• Managing Renovations: Rely on licensed contractors to handle renovations while maintaining clear communication.
• Financing Through InstaLend: Enjoy quick appraisals and fast closing times.
• Exit Strategies: Choose to flip or refinance properties based on market conditions for maximum flexibility.

Coaching Segment: Real-Life Q&A

• Managing Real Estate with a Full-Time Job: Delegate tasks to contractors to balance both roles effectively.
• Advice for Beginners: Start small, build experience, and aim for at least five deals to unlock better financing.
• No Financial Paperwork? InstaLend’s no-doc loans focus on appraisals rather than traditional financial documents.
• Funding Speed: The InstaLend process typically takes about 10 days, with same-day pre-approvals available.
• Interest Rate Outlook: High rates now, but a drop is expected soon.

Connect with InstaLend

Explore financing options at InstaLend.com, where you can request pre-approvals, proof of funds, or start your loan application.

Why This Episode Matters

Saurabh’s journey proves that you don’t need to quit your job to thrive in real estate. With smart delegation and strategic planning, it's possible to grow a portfolio without becoming overwhelmed. Whether you're flipping properties or building rentals, InstaLend simplifies funding and helps you build wealth.

If you’ve been waiting to start, now’s the time! This episode equips you with the tools and confidence to take your first step toward financial freedom.

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