Would you consider buying a new or used vehicle online, without driving it first?  Carvana’s partnership with Plaid enables instant ACH payments and 24/7 buying—reducing friction, accelerating verification, and reducing failed transactions. Convenience is real, but so are the risks of skipping a test drive or a third-party inspection. We offer a practical checklist to protect your wallet: get preapproved, define your must-haves, compare total cost of ownership, and take possession of the vehicle before funds leave your account.