With rising storm risks increasing insurance premiums, there has been a shift in U.S. insurance availability and affordability. Building codes are a regulatory level that could help fortify homeowners and buffer the system against the increasing frequency and severity of natural disasters.

— The cost of fortifying a home ranges widely, but it is accessible. Most new homes built in Florida meet a safety level nearly identical to the IBHS Fortified Gold standard.

— Cotality’s Cognitive Imagery amplifies insight into risk. By mapping billions of high-resolution Vexcel Imaging against our proprietary data ecosystem, we reveal how properties truly live, change, and endure.

— Natural hazard risk awareness is evolving and there are generational differences in how people perceive risk.