EP 003: Financing plays a huge role in our investing journey. 

But with the current state the lending industry is in, where interest rates and deposits are a lot higher compared to the previous years, it seems like we’re facing a huge roadblock. 

What do you do? 

Should you just give up on property investing altogether or is there a way to play the property game that will still be profitable to you?

Grant and I discuss our personal strategies and how we manage to cope in the present investing landscape we’re in in this podcast. 

 

Episode Highlights:

00:00 Welcome to Property and Investing

03:05 Our experience with lending today

05:10 Financing can ruin a deal 

07:39 The lending is now the roadblock 

08:15 Rates and deposit requirements are higher now 

09:37 How are we thinking about property now 

13:25 Being privy to other lending options 

15:03 Optimising the current portfolio instead of acquiring 

16:50 Cash flow assets and what you need to consider 

18:23 Different environment, different strategy 

21:41 Frequency of checking financials

24:55 Does property happen in cycles or is it linear? 

28:58 Buying property in cycles - market timing 

33:48 Taking on a sh***y loan now will impede future moves  

 

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Resources: 

○ Property and Investing website: https://propertyandinvesting.com/ 

 

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DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

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