Is XRP a breakthrough blockchain innovation or just a polished dump scheme? In this episode, we break down the XRP token, the Ripple blockchain, and the controversies that surround them — from Ripple’s involvement in CBDC development to the SEC lawsuit and the company's aggressive lobbying efforts.

We cover:

• Realistic XRP price predictions
• How XRP works vs Bitcoin
• Who owns Ripple and how XRP was distributed
• The missing XRP Ledger blocks and concerns about decentralization
• Why some investors believe XRP is essentially stock in a private company
• Brad Garlinghouse’s net worth and Ripple’s profit model
• Where to trade Ripple and whether you should

If you're weighing XRP to USD or looking for a deeper XRP analysis before you buy, this episode gives you the facts — and why many believe Ripple is not the future.

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