In this episode, Y TREE’s Harriet Johnston is joined by a psychotherapist and a financial journalist for a conversation about the relationship between money and psychology. Lucy Beresford is a broadcaster and psychotherapist, and former investment banker. Robin Powell is the founding editor of the Evidence Based Investor blog. Learned behaviours – many of which we are not aware of – so often define our decision-making about our financial lives. Learning to transcend them can be difficult, and requires a deep understanding of ourselves and our own unique relationship with money. Together Harriet, Robin and Lucy discuss the psychology of investing, property ownership, and how to cultivate healthy familial relationships in relation to money and finance. 

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE.

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What does it mean to be truly successful? In the latest episode of our series in which Y TREE speaks to the people we admire about what success means to them, Harriet Johnston is joined by Niall Mills, the Managing Partner of Igneo Infrastructure Partners, for a conversation that seeks to get to the heart of this age-old question. Drawing on Niall’s upbringing, his early passion for getting to the bottom of how things worked, and his career to date, Harriet and Niall delve into questions around meaning and fulfillment, the power of mentorship and ‘paying it forward’, and the importance of sustainability in any definition of success, both professionally and personally. 

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE.

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In this episode, Kamal Ahmed is joined by two bestselling authors: a life designer and a behavioural scientist to discuss the tools and insights that we can use to build happy and healthy lives. A mechanical engineer by training, Dave Evans teaches the overwhelmingly popular Designing Your Life courses at Stanford, and is the co-author of the New York Times bestseller Designing Your Life: How to Build a Well-Lived, Joyful Life. Dr Grace Lordan is an Associate Professor at the London School of Economics, and the author of Think Big, Take Small Steps, and Build the Future you Want. She is also the inaugural Director of the Behavioural Science MSc at the LSE, and has served as an expert advisor to the UK government sitting on their skills and productivity board.

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE.

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In this episode, Y TREE’s Harriet Johnston is joined by two trailblazing women, Sharmadean Reid and Debbie Wosskow, for a conversation about their journeys as entrepreneurs and working mothers. What more needs to be done to support female entrepreneurs – and women more broadly – to ensure combining work and motherhood isn’t financially punitive? What can the entrepreneurial community do to ensure more female founders receive financial backing? And, why is investing in women simply good business? Sharmadean and Debbie have tirelessly campaigned around these questions, and they are issues that we are constantly focused on at Y TREE too, with 60 per cent of the UK’s wealth is set to be female by 2025. Success means recognising female founders as the business opportunity they are. 

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE. The past is in your head. The future is in your hands.

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What does it mean to be truly successful? In this episode, Y TREE’s Head of Brand and Marketing is joined by former barrister, police officer, educator, and author Adam Pacifico for a conversation that seeks to get to the heart of this age-old question. Drawing on his learnings from talking to guests on his own podcast, ‘The Leadership Enigma’, Adam and Harriet delve into questions around meaning and fulfillment; whether having more money really does improve our wellbeing; and, how to decide what success means to you – for after all, isn’t that the most important question of all? 

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE. The past is in your head. The future is in your hands.

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Not many of us can claim to have hunted with the Bushmen of the Kalahari; been detained for spying by the KGB; or smuggled ourselves over a border into an active war zone under the floorboards of an ambulance. Yet, for our latest guests on the Futureverse, this is all in a day’s work. 

The Sunday Times’ Chief Foreign Correspondent Christina Lamb, who has been covering conflict around the globe for over three decades, does not regard herself as a risk taker, though. It was not an attraction to danger that led her to war reporting, but a surprise wedding invitation that landed on her desk in 1987. Similarly, as a teenager, the adventurer and broadcaster Simon Reeve, enjoyed the thrill of cycling down Acton High Street on his BMX, but did not imagine that he would spend his early professional life on the tail of neo-Nazi terrorists in Boston Spa.

In this special episode of Y TREE view, Christina and Simon join Kamal Ahmed for a conversation about their attitudes to risk: what motivates them to take the risks that they do and how they calculate risk on the ground. It is a fascinating insight into what it means to put your life on the line in order to shine light on the darkest corners of the world. It also is a prescient reminder of Y TREE’s core principles: mitigate unnecessary risk – even Simon Reeve will not get in a car without a seat belt – and always set a personal risk level that feels right for you. 

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE. The past is in your head. The future is in your hands.

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On the face of it, Michael Welch OBE seems to have it all: he’s the President and CEO of America’s largest tire distributor, and he sold his previous business – Blackcircles – to Michelin for £50 million in 2015. 

But, Michael’s start in life was not straightforward. Adopted as a baby and stymied by dyslexia and dyscalculia, he ended up working in a local garage, having left school at fifteen with no qualifications. Redundancy followed, but, supported by a grant from the Prince’s Trust, he set up his first business aged seventeen. 

Michael’s inspirational story is one of resilience, determination, and, crucially, a clear appetite for risk – be it writing a letter to business legend Sir Terry Leahy early in his career, which led to mentorship, friendship, and financial investment; leaving a role running Kwikfit’s e-commerce with only a month’s salary to begin all over again, from scratch; or, moving his young family to the US, compelled by the prospect of cracking a new market. 

‘Luck,’ Michael says, ‘follows risk – in almost all cases.’ 

Join us for the latest episode of the Futureverse in which Y TREE’s Head of Brand and Marketing Harriet Johnston speaks to Michael Welch OBE about his relationship with risk, and his journey as an entrepreneur so far. 

Y TREE view is brought to you by Intelligence Squared in partnership with Y TREE. The past is in your head. The future is in your hands.

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In this episode, we are introducing a theme – risk. 

Over the next few weeks, we will hear from an adventurer, a war correspondent, and an entrepreneur about their relationship with risk – in business, and in their lives more broadly. 

And, we begin with financial risk. 

What is financial risk? Why is it important to set a financial risk level? What is your financial risk level? These are questions we often assume are best avoided – many of us go through life burying our heads in the sand, giving any kind of financial risk as wide a berth as possible.  

But, in investing, risk is crucial. In this episode, Y TREE’s Head of Brand and Marketing is joined by Y TREE’s co-founder and Head of Client Relationships Johnnie Hampel and Nic Humphries, Senior Partner and Executive Chairman at Hg Capital, Europe’s largest investor in software and services, to unpack these questions and more. 

From the outside, both Nic and Johnnie are individuals who seem to have a high appetite for financial risk. But, as this episode reveals, neither think of themselves as such. Both have diminished their risk level through a deep knowledge and understanding of their respective fields. 

Join us for a fascinating insight into this, the most fundamental of investment principles – and if this episode prompts you to consider your own personal risk level, visit y-tree.com to find out more about Y TREE helps their clients ensure that they are adopting an approach to risk that fits their life and outlook. 

Nic Humphries: https://hgcapital.com/team/Nic-Humphries

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In the UK, more than a third of us struggle to talk to anyone about money, with one in ten not even willing to discuss finances with their partner. Yet, opening up conversations about money, learning the tools and techniques for making these conversations productive, and understanding the pressure points around an individual’s financial situation can be totally life-changing. Wealth gaps between families; financial issues between couples; young people with large inheritances; sudden lifestyle changes; these are just some of the situations in which being able to successfully navigate conversations about money is key to happy and healthy relationships, with each other, and with our finances.

In this episode, Y TREE’s CEO Stuart Cash and Head of Brand and Marketing Harriet Johnston are joined by Oliver James, psychologist and author of “Affluenza” and The Family Wealth Mentor, Diana Chambers, who is committed to helping her clients manage their wealth in emotionally intelligent ways to unpick, and shine a light on, some of the thorniest – but so often undiscussed – topics surrounding money.

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Married couples often comprise a CFO spouse and a non-CFO spouse. That’s how the wealth management industry has historically approached things: one partner, more often than not, the man, is responsible for the family’s finances; the other, more often than not, the woman, is sidelined. As a result, women have traditionally felt unwelcome in the wealth management space. 

In this episode, Y TREE’s Head of Brand and Marketing Harriet Johnston and Head of Financial Life Strategy Eliana Sydes are joined by author Otegha Uwagba and Board Member at the Cherie Blair Foundation Caroline Edwards to discuss how and why women have so often been excluded from conversations about money and wealth; the impact of the gender pay and pensions gap on women’s financial futures; the role traditional financial institutions have played in marginalising women’s voices and experiences; and what can be done to address these issues. 

How can we all combat the institutional biases that so often leave women worse off? What can we do to ensure that women have a guaranteed seat at the table in important financial conversations? How can we challenge engrained familial roles? Join us for a uniquely female perspective on money and life.

Recommended Reading: 

We Need To Talk About Money, by Otegha Uwagba 

The Blend: How to Successfully Manage a Career and a Family by Tobi Asare

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