A checklist of naughty/nice things to do for your money before the year winds down.

LISTENER QUESTIONS:

I own about $142,000 worth of whole life and pay $2,000 a year for it. Is it worth keeping (Amanda, Pennsylvania)

What’s the best way to approach family members about not buying gifts for each other this year (Cristina, Pineville, LA)

TOPICS: How to get a great deal on next year's vacation.

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Teach pre-school kids good money habits - Money A to Z is here:

https://tinyurl.com/MoneyAtoZ