Small businesses sometimes get denied for business funding because they don’t understand how funding actually works.

In this video, I’m breaking down what lenders really look at, the biggest mistakes business owners make when applying for funding, and why grant hunting and traditional banks aren’t the only options.

I’m sharing this from two perspectives:• As a small business owner who has personally taken out business loans• As the owner of a lending business who works closely with brokers and direct lendersIf you’re tired of applying blindly, getting denied, or feeling confused about business funding, this video will help you understand what’s really happening behind the scenes.In this video, we cover:

• Why most people apply for funding too early or the wrong way• The biggest myths about small business funding• How lenders actually evaluate your business (cash flow, time in business, structure, and credit)• When personal credit still matters for business funding• How some startups leverage strong personal credit to access capital• Traditional funding vs alternative and online lenders• Business credit cards and responsible credit stacking• Funding strategies most business owners are never taughtI also share lesser-known funding options, including resources designed to support underserved businesses, and how to position yourself before applying so you don’t hurt your chances.

RESOURCES MENTIONED:- Accelerate Your Business Growth & Build Business Credit: https://coachshibivia.gumroad.com/l/rmdup• Apply for business funding options (no upfront fees):https://bizcredcocapital.com/• Free CDFI Lender Guide (find CDFI lenders in your state):https://coachshibivia.gumroad.com/l/CDFILenderlistFunding is a tool.And when you understand how it works, you stop guessing and start applying strategically.If this video helped you, make sure to like, subscribe, and share it with another business owner who needs to hear this.small business fundingbusiness funding deniedhow to get business fundingbusiness loans explainedcredit card stackingbusiness creditalternative lendingbusiness financing tipsfunding for startups✨ Subscribe to the channel for more business gems: https://www.youtube.com/@ShibiviaDempressFollow me on Instagram: https://www.instagram.com/the_shenicebryantFor brand sponsorships, serious inquiries & collabs:Email: [email protected]** 𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑**Shenice aka Shibivia is not a lawyer, accountant, credit analyst or investment broker. Information Shenice Bryant provides during her presentations is for informational and educational purposes only. Shenice assumes no responsibility or liability for any errors or omissions in the content provided. The content Shenice shares in this video, workshop and/or presentation is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness. The information shared is from Shibivia's personal experience wherein she increased her credit score, built her business credit, increased her earnings and shifted her business organization. Opinions expressed here are the creator’s alone.The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.Shenice is not a financial advisor. This video is for entertainment and educational purposes only, it is not financial advice.