Short and Direct. 

You are the mother fucker in charge. Not your job, your boss, your partner, your parents, or anyone else. Also not the shit that has happened to you.

Moral of the rant. Stop saying "one day". Stop saying "I don't want to go to work today". Stop buying shit you can't afford. Stop doing all the shit that sucks the life out of you.  Stop waiting on retirement. Start living YOUR life for YOU!