Get ready for a role reversal! In this special episode, KDWB radio hosts Falen and Colt flip the script and become our guest hosts, bringing real financial questions from their listeners to Affinity Plus experts Danielle and Amber.

From "what happens if I don't pay back a personal loan?" to "how do I invest an $800K settlement?" - no question is off limits. We dive deep into student loan strategies, retirement account confusion (401k vs. IRA vs. Roth IRA), and the age-old dilemma of how much to save each month.

Falen and Colt bring their signature humor and relatability to personal finance, sharing their own struggles with money management and their hopes for setting up their kids for success. Plus, hear Amber explain her genius multiple savings accounts system and why finding the right financial advisor is like finding the right therapist.

This episode proves that financial literacy doesn't have to be boring or intimidating. Whether you're drowning in debt, sitting on savings, or somewhere in between, you'll find practical advice you can actually use.

Topics covered: 

• Personal loan defaults and consequences • Student loans: private vs. government options
 • Investment strategies for large settlements • Saving for your children's future (529 vs. UTMA accounts) 

• How much income should go to savings • Retirement accounts explained simply 

• Finding the right financial advisor

Got a financial question? We'd love to hear it! Connect with us at AffinityPlus.org.

Affinity Plus Federal Credit Union - federally insured by the NCUA