Can you really buy a home with just a 5% deposit mortgage? Paul Collinson unpacks everything first-time buyers and home movers need to know about 5 percent deposit mortgages, 95% loan-to-value (LTV) mortgages, and low deposit home loans. This episode explores minimum deposit requirements, mortgage affordability checks, credit score impact, lender criteria, mortgage rates, and how a small deposit affects monthly payments and approval chances. You’ll also discover the pros and cons of a low deposit mortgage, government schemes, and practical tips to boost your mortgage application. Clear, upbeat, and packed with expert mortgage advice for first-time buyers, it’s your essential guide to securing a 5% deposit mortgage and getting on the property ladder sooner.