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Credit card debt feels normal… until you run the numbers.

In this episode, we break down the “money math” that determines whether you build wealth or stay stuck paying interest. From 22% APR and compounding debt to balance transfers, HELOCs, and paying off high-interest debt first, this is a practical conversation about how money actually works.

We also touch on assets vs liabilities, investing, and how understanding your numbers changes everything.

If you’ve ever felt lost when it comes to money, this one will hit.

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