The Ramsey Show

You Can’t Hack Your Way Out of Debt


Listen Later

🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

Dave Ramsey and Dr. John Deloney answer your questions and discuss:

  • "Should I lock my husband out of our savings account to stop his spending?"
  • "How do I pay off debt as a single mom?"
  • "Should I finance a car with my company's stipend?"
  • "Is it wise for me to be paying my mom's life insurance policy so it will clean up her mess when she passes?"
  • "Is my total net worth too tied up in real estate?"
  • "We're drowning in personal and business debt. Should we file for bankruptcy?"
  • "Should I pull from my IRA to build a cabin or just take out a loan?"
  • "Should I just let go of the idea of marrying my partner?"
  • "I just got divorced at 73 years-old. How do I make my last $100,000 last into retirement?"
  • "Should I pay my mortgage off when a family member is the loan holder?"
  • "My mortgage lender is highly encouraging me to refinance in order to free up my income to pay off debt"
  • "Our family owned farm has grown 3x in equity. Should we sell it and invest the proceeds?"
  • "We make $200,000 but can't seem to get back on track. What are we doing wrong?"

  • Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

    📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

    🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

    🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

    👫 Check out our free Term Life Insurance Guide for helpful info and resources.


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠.
    • Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠.
    • Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!
    • Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠.
    • Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠.
    • Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠.
    • Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠.
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠.
    • Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more.
    • For more information, go to ⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠.
    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠.
    • Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
    • Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today! 

    • Explore more from Ramsey Network:

      💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

      🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

      🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

      💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

      💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

      🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

      📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠


      ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store

      The Ramsey ShowBy Ramsey Network