The Ramsey Show

You Can’t Outearn Your Stupidity

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George Kamel and Rachel Cruze answer your questions and discuss:

  • "Am I ok to use credit cards as long as I pay them off every month?"
  • "Should I focus on paying down debt or saving if I will be without a job for about a year and a half?"
  • "Should my girlfriend and I get an apartment together?"
  • "Should I be investing in a 529 or mutual funds for my kids?"
  • "I have $30,000 in debt, how do I go about paying this off?"
  • "My family doesn’t think it is a good idea to rent out my main home and live in the loft apartment. Why shouldn’t I?".


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